Funeral Plan

Exodec Family Funeral Plan can cover you, your spouse and dependent children so that your loved ones will not be left with any funeral costs. With the Exodec Family Funeral Plan, you can choose the level of cover you need and make monthly payments that fit your budget. Get a quote now and find out how much cover you need to protect your family.

Insurance that pays a lump sum for you to be able to cover expenses when a loved one passes away.

Exodec Family Funeral Plan provides cover for an individual (single) members, married couples, single parent’s as well as family cover. The benefit for the main member and spouse is the same on a funeral plan. Children’s benefits depend on what their ages are at claim stage.


Extended family members can be added to any Funeral plan at an additional cost depending on their age and the benefit they want. An additional 8 extended family members can be added. Included in the product is Repatriation of Mortal Remains within South Africa and neighbouring SADC countries.

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Product Rules:

  • The maximum entry age for a main member is 85 years
  • 5 children can be added to the policy
  • Additional children can be added as extended family members
  • Benefits for children up till 22years
  • Benefits for Full time students up till 26 years (annual proof required)
  • Children Benefit scale: 14-22years = 100% of main member benefit
  • 6-13yrs = 50% of main member benefit, stillborn – 5 years = 25% of main member benefit
  • Stillborn cover included on family funeral plan
  • 6 months waiting period on death due to natural causes from receipt of first premium
  • No waiting period on Accidental death provided first premium is paid
  • Suicide excluded for 12 months
  • If you want to replace an existing policy with this policy the waiting period can be waived on provision of the following documentation: proof of previous underwriting, proof of premium payments for the previous 6 months and cancellation of previous policy
  • Additional extended family members can be added to the policy up till 85 years
  • Maximum 8 extended family members allowed at an additional price per extended that is determined by their age
  • Citizens from neighbouring countries (SADC) working in South Africa can take out a policy but they must be legally in the country and have a passport and work permit at application stage. Their nominated family staying with them in South Africa can also be covered
  • Repatriation of Mortal Remains included on the policy and is available within the borders of South Africa and neighbouring SADC countries
  • Prices are age dependent

Product is underwritten by Guardrisk Life Limited, FSP 76 and a licenced life insurer in terms of the Insurance Act.

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