Africa Diaspora Family Plan 

Product Rules:

• The maximum entry age for a main member and nominated family members is 74 years 
• Cover for either a single member, married couple, family cover for 1 main member and 5 or 9 nominated family members.
• Children under 6 years qualifies for a maximum benefit of R20 000 in line with regulations
• The oldest person principal member or nominated family member determines the rate applicable
• No stillborn cover included
• 6 months waiting period on death due to natural causes from receipt of first premium.
• No waiting period on Accidental death provided first premium is paid
• Suicide excluded for 12 months
• If you want to replace an existing policy with this policy the waiting period can be waived on provision of the following documentation: proof of previous underwriting, proof of premium payments for the previous 6 months and cancellation of previous policy.
  

• South African Citizens as well as citizens from neighbouring countries (SADC) working in South Africa can take out a policy but they must be legally in the country and have a passport or work permit. Their nominated family staying with them legally in South Africa can also be covered
• A member applying must as part of the application provide the country’s identification documents as well as passport and a valid and up to date South African work permit or work permit renewal application 
• For now as part of the pilot roll out citizens of the following countries covered will include Kenya, Zambia, Botswana, Namibia, Zimbabwe, Swaziland, Lesotho and Mozambique. 
• Repatriation of Mortal Remains included on the policy and is available within the borders of South Africa and neighbouring SADC countries
• Prices are age dependent
•  We note the following: 

*Premiums and benefits will be paid in South African Rand (ZAR). 

*Cover will continue if the Policyholder returns to their country of origin, as long as premiums are still paid in South African Rand (ZAR).